Most Singaporeans own a smartphone. Today, many of us are also transitioning to a smart home—IoT, right? But life-savviness goes beyond gadgets and apps.
According to authors Melissa Tosetti and Kevin Gibbons of “Living the Savvy Life”, being life-savvy is about spending and saving wisely. That is, knowing exactly when to spend and when to save.
Life-savviness begins from home. If you spend most of the day out at work and return home only late at night, these simple hacks are for you.
Upgrade your wind-down ritual instead.
If you're rarely home in the day, that $1,000 espresso machine will just be sitting there. Instead, invest in calming herbal teas or Japanese sencha to help you wind down the night. That’s better for sleep — and your wallet, too.
Most working adults dine out or order in during the week, so fresh groceries often go to waste. Rather than overstocking your fridge, save that money and indulge in premium food or artisan ingredients for your weekend meals.
Switch to a time-of-use plan like LifeSavvy24.
By the time you’re home to enjoy the aircon, turn on the music, and toast yourself a snack, is the world already sound asleep?
If your home comes alive only after dark, a time-of-use electricity plan, such as Senoko Energy LifeSavvy24, is perfect for you. Why? So you can take advantage of its off-peak rate at night.

Senoko Energy LifeSavvy electricity plan is a time-of-use electricity plan designed for homeowners who are out during the day and active at home during the night.
Here’s how the LifeSavvy12 or LifeSavvy24 plan works: The electricity rate you pay depends on your time of use. Rates come in two categories: Peak (7am – 11pm) and off-peak (11pm – 7pm) times.
Ready for this? With LifeSavvy, the potential savings on your electricity bills can go up to over $600* in two years.
* Based on a 24-month LifeSavvy plan with monthly usage of 430kWh. Compared with Q4 2025 SP tariff of 30.03¢/kWh (including GST). Savings include a rebate of $160.
Up your life-savviness. Down-size your electricity bills. Make the most of our peak and off-peak plan. Here are some easy ways to shift your energy usage and save even more:
Here’s how Senoko Energy LifeSavvy stacks up against your default SP Group electricity plan:
Our off-peak rates (11pm – 7am) are significantly lower than the regulated SP tariff, giving you real savings whenever you shift your energy use to the night.
Plus! Sign up and enjoy:
The best part? You can channel the savings into your daily meals, transportation, or even a movie to reward yourself.
Now, that’s savvy.
So, make the night work in your favour. Click here to learn more about Senoko Energy LifeSavvy electricity plans and start saving today.
All information is correct as of October 2025.